@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');
:root{--p-ink:#182230;--p-muted:#667085;--p-line:#e4e7ec;--p-bg:#f6f8fb;--p-white:#fff;--p-brand:#4f46e5;--p-brand-dark:#3730a3;--p-brand-soft:#eef2ff;--p-mint:#dff7ee;--p-mint-ink:#08634b;--p-warn:#fff7e7;--p-warn-line:#f1d28a;--p-danger:#b42335;--p-danger-soft:#fff1f3;--p-shadow:0 8px 24px rgba(16,24,40,.07);--p-radius:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body.portal{margin:0;background:var(--p-bg);color:var(--p-ink);font-family:Inter,Arial,sans-serif;font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}.portal h1,.portal h2,.portal h3,.portal p{margin-top:0}.portal h1,.portal h2,.portal h3{line-height:1.2;letter-spacing:-.025em}.portal h1{font-size:clamp(2.35rem,4vw,3.4rem);margin-bottom:18px}.portal h2{font-size:clamp(1.65rem,2.5vw,2.15rem);margin-bottom:14px}.portal h3{font-size:1.08rem}.portal a{color:inherit}.portal-wrap{width:min(1220px,calc(100% - 40px));margin:auto}.portal-skip{position:absolute;left:-9999px}.portal-skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}
.portal-header{background:#fff;border-bottom:1px solid var(--p-line)}.portal-header-main{height:74px;display:grid;grid-template-columns:auto minmax(260px,480px) auto;align-items:center;gap:36px}.portal-logo{display:flex;align-items:center;gap:9px;font-size:.98rem;font-weight:800;text-decoration:none;white-space:nowrap}.portal-logo-mark{width:34px;height:34px;border-radius:7px;background:var(--p-brand);color:#fff;display:grid;place-items:center;font-weight:800}.portal-search{height:42px;border:1px solid #d0d5dd;border-radius:8px;display:flex;align-items:center;gap:10px;padding:0 14px;color:#98a2b3;font-size:.86rem;background:#fff}.portal-search svg{width:17px}.portal-nav{display:flex;align-items:center;gap:24px;font-size:.83rem;font-weight:650}.portal-nav a{text-decoration:none;color:#475467}.portal-nav a:hover,.portal-nav a[aria-current=page]{color:var(--p-brand)}.portal-menu{display:none;background:#fff;border:1px solid var(--p-line);border-radius:7px;padding:8px 11px;font:inherit}.portal-subnav{border-top:1px solid #f1f3f6;background:#fff}.portal-subnav .portal-wrap{height:43px;display:flex;align-items:center;gap:26px;font-size:.78rem}.portal-subnav a{text-decoration:none;color:#475467}.portal-subnav b{color:var(--p-brand)}
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.portal-answerbar{background:#fff;border-bottom:1px solid var(--p-line)}.portal-answerbar .portal-wrap{display:grid;grid-template-columns:115px 1fr;gap:24px;padding:24px 0}.portal-answerbar strong:first-child{color:var(--p-brand);font-size:.68rem;text-transform:uppercase;letter-spacing:.09em;padding-top:3px}.portal-answerbar p{margin:0;font-size:.98rem}.portal-answerbar p strong{color:var(--p-ink)}
.portal-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--p-line);border:1px solid var(--p-line);border-radius:11px;overflow:hidden;margin:30px 0}.portal-stat{background:#fff;padding:19px}.portal-stat b{display:block;font-size:1.45rem;color:var(--p-brand)}.portal-stat span{display:block;color:var(--p-muted);font-size:.73rem;margin-top:3px}
.portal-main{padding:38px 0 76px}.portal-layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:28px;align-items:start}.portal-layout>*{min-width:0}.portal-content{min-width:0}.portal-sidebar{position:sticky;top:18px}.portal-sidebox{background:#fff;border:1px solid var(--p-line);border-radius:var(--p-radius);padding:18px;margin-bottom:14px}.portal-sidebox h2{font-size:.85rem;margin-bottom:12px}.portal-sidebox ul{list-style:none;margin:0;padding:0}.portal-sidebox li{border-top:1px solid #f0f2f5}.portal-sidebox li:first-child{border-top:0}.portal-sidebox a{display:block;text-decoration:none;padding:9px 0;color:#475467;font-size:.78rem}.portal-sidebox a:hover{color:var(--p-brand)}.portal-sidebox p{font-size:.75rem;color:var(--p-muted);margin-bottom:0}.portal-content>*+*{margin-top:36px}.portal-section{scroll-margin-top:20px;min-width:0}.portal-section-head{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:18px}.portal-section-head p{margin:0;color:var(--p-muted);font-size:.82rem;max-width:440px}.portal-section-head h2{margin-bottom:0}
.portal-choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.portal-choice{background:#fff;border:1px solid var(--p-line);border-radius:var(--p-radius);padding:20px;text-decoration:none;box-shadow:0 2px 6px rgba(16,24,40,.025)}.portal-choice:hover{border-color:#a8a3ff;box-shadow:var(--p-shadow)}.portal-choice-icon{width:38px;height:38px;border-radius:9px;background:var(--p-brand-soft);color:var(--p-brand);display:grid;place-items:center;font-weight:750;margin-bottom:17px}.portal-choice h3{margin-bottom:7px}.portal-choice p{font-size:.78rem;color:var(--p-muted);margin-bottom:15px}.portal-choice b{color:var(--p-brand);font-size:.75rem}
.provider-list{display:grid;gap:12px}.provider{background:#fff;border:1px solid var(--p-line);border-radius:var(--p-radius);padding:18px 20px;display:grid;grid-template-columns:minmax(210px,.85fr) minmax(190px,.8fr) minmax(190px,.8fr) 120px;gap:22px;align-items:center}.provider>*{min-width:0}.provider:hover{box-shadow:var(--p-shadow)}.provider-id{display:grid;grid-template-columns:46px minmax(0,1fr);gap:12px;align-items:center}.provider-logo{width:46px;height:46px;border-radius:9px;background:#edf0f6;color:#344054;display:grid;place-items:center;font-weight:800}.provider-own .provider-logo{background:var(--p-brand-soft);color:var(--p-brand)}.provider-name{font-weight:750;display:block;overflow-wrap:anywhere}.provider-type{font-size:.66rem;text-transform:uppercase;letter-spacing:.055em;font-weight:700;color:var(--p-muted)}.provider-own .provider-type{color:var(--p-brand)}.provider-label{font-size:.65rem;color:#98a2b3;text-transform:uppercase;letter-spacing:.06em;display:block;margin-bottom:4px}.provider-value{font-size:.78rem;color:#344054;display:block;overflow-wrap:anywhere}.provider-price{font-weight:700;font-size:.82rem}.provider-link{display:inline-flex;justify-content:center;align-items:center;min-height:39px;border:1px solid #cfd4dc;border-radius:7px;text-decoration:none;font-size:.75rem;font-weight:700}.provider-link:hover{border-color:var(--p-brand);color:var(--p-brand)}
.portal-table-wrap{overflow-x:auto;background:#fff;border:1px solid var(--p-line);border-radius:var(--p-radius)}.portal-table{width:100%;border-collapse:collapse;min-width:850px;font-size:.76rem}.portal-table th,.portal-table td{text-align:left;vertical-align:top;padding:14px;border-bottom:1px solid var(--p-line)}.portal-table thead th{background:#f2f4f7;color:#475467;font-size:.63rem;text-transform:uppercase;letter-spacing:.06em}.portal-table tbody tr:last-child td{border-bottom:0}.portal-table tbody tr:hover{background:#fafbff}.portal-table strong{display:block}.portal-table small{color:var(--p-muted)}
.portal-fact-teaser{background:#fff;border:1px solid #f0c5cb;border-left:5px solid var(--p-danger);border-radius:var(--p-radius);padding:24px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center}.portal-fact-teaser h2{font-size:1.45rem}.portal-fact-teaser p{font-size:.84rem;color:#475467;margin-bottom:0}.portal-button{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:0 15px;background:var(--p-brand);color:#fff;border:1px solid var(--p-brand);border-radius:7px;text-decoration:none;font-size:.78rem;font-weight:700;white-space:nowrap}.portal-button.secondary{background:#fff;color:var(--p-brand)}
.portal-faq{background:#fff;border:1px solid var(--p-line);border-radius:var(--p-radius);padding:0 20px}.portal-faq details{padding:17px 0;border-top:1px solid var(--p-line)}.portal-faq details:first-child{border-top:0}.portal-faq summary{font-weight:650;font-size:.86rem;cursor:pointer;list-style:none;position:relative;padding-right:24px}.portal-faq summary:after{content:'+';position:absolute;right:2px;color:var(--p-brand)}.portal-faq details[open] summary:after{content:'–'}.portal-faq p{color:var(--p-muted);font-size:.8rem;margin:10px 0 0}
.portal-article-head{background:#fff;border-bottom:1px solid var(--p-line);padding:42px 0}.portal-article-head .portal-wrap{max-width:1000px}.portal-article-head h1{max-width:900px}.portal-article-head .lead{font-size:1.03rem;color:#475467;max-width:780px}.portal-disclosure{background:var(--p-warn);border:1px solid var(--p-warn-line);border-radius:9px;padding:15px 17px;font-size:.76rem;max-width:850px;margin-top:20px}.portal-byline{color:var(--p-muted);font-size:.7rem;margin-top:15px}.fact-overview{padding:34px 0;background:#fff}.fact-result{background:var(--p-danger-soft);border:1px solid #efc3ca;border-radius:var(--p-radius);padding:20px;margin-bottom:18px}.fact-result strong{display:block;color:var(--p-danger);font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:5px}.fact-result p{margin:0;font-size:.95rem}.fact-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.fact-card{border:1px solid var(--p-line);border-radius:10px;padding:15px;background:#fff}.fact-card b{display:flex;align-items:center;gap:7px;font-size:.78rem;margin-bottom:7px}.fact-card b:before{content:'';width:8px;height:8px;border-radius:50%;background:var(--p-danger)}.fact-card p{font-size:.7rem;color:var(--p-muted);margin:0;line-height:1.5}.fact-card a{color:var(--p-brand)}
.article-layout{display:grid;grid-template-columns:minmax(0,750px) 250px;gap:52px;align-items:start;padding:48px 0 75px}.article-copy>section{padding:0 0 42px;margin-bottom:42px;border-bottom:1px solid var(--p-line);scroll-margin-top:20px}.article-copy>section:last-child{border-bottom:0}.article-copy h2{font-size:1.65rem}.article-copy h3{margin-top:25px}.article-copy p,.article-copy li{color:#344054}.article-copy li{margin-bottom:7px}.finding{display:grid;grid-template-columns:130px 1fr;gap:20px;background:#fff;border:1px solid var(--p-line);border-radius:10px;padding:18px;margin:18px 0}.finding-label{font-size:.65rem;text-transform:uppercase;letter-spacing:.07em;color:var(--p-muted);font-weight:700}.finding p{margin:0;font-size:.82rem}.source-note{font-size:.72rem!important;color:var(--p-muted)!important}.article-nav{position:sticky;top:18px}.article-nav .portal-sidebox{padding:17px}.article-nav .portal-sidebox ol{margin:0;padding-left:20px}.article-nav .portal-sidebox li{border:0;font-size:.73rem;margin:7px 0}.article-nav .portal-sidebox a{padding:0}.status-tag{display:inline-flex;padding:4px 7px;border-radius:5px;background:var(--p-mint);color:var(--p-mint-ink);font-size:.62rem;text-transform:uppercase;letter-spacing:.06em;font-weight:750;margin-bottom:10px}
.portal-footer{background:#15202f;color:#fff;padding:50px 0 20px}.portal-footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:45px}.portal-footer p,.portal-footer a{color:#aab4c2;font-size:.77rem}.portal-footer a{text-decoration:none}.portal-footer h3{font-size:.72rem;text-transform:uppercase;letter-spacing:.07em}.portal-footer ul{list-style:none;margin:0;padding:0}.portal-footer li{margin:7px 0}.portal-footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:17px;margin-top:38px;color:#7f8b9b;font-size:.68rem;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
@media(max-width:1000px){.portal-header-main{grid-template-columns:auto 1fr auto}.portal-search{display:none}.portal-nav{display:none}.portal-menu{display:block}.portal-nav.open{display:flex;position:absolute;top:74px;left:0;right:0;background:#fff;padding:18px 20px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--p-line);z-index:30}.portal-hero-grid{grid-template-columns:1fr;gap:32px}.portal-layout{grid-template-columns:1fr}.portal-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:12px}.provider{grid-template-columns:minmax(190px,1fr) 1fr 1fr 100px;gap:14px}.fact-grid{grid-template-columns:repeat(3,1fr)}.article-layout{grid-template-columns:1fr}.article-nav{position:static;order:-1}.portal-footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.portal-wrap{width:min(100% - 28px,1220px)}.portal-subnav{display:none}.portal-hero{padding:38px 0}.portal h1{font-size:2.2rem}.portal h2{font-size:1.6rem}.portal-answerbar .portal-wrap{grid-template-columns:1fr;gap:5px}.portal-stats{grid-template-columns:1fr 1fr}.portal-sidebar{grid-template-columns:1fr}.portal-choice-grid{grid-template-columns:1fr}.provider{grid-template-columns:1fr 1fr}.provider-id{grid-column:1/-1}.provider .provider-link{grid-column:1/-1}.portal-section-head{display:block}.portal-section-head p{margin-top:8px}.portal-fact-teaser{grid-template-columns:1fr}.fact-grid{grid-template-columns:1fr}.portal-article-head{padding:32px 0}.article-layout{padding-top:32px}.finding{grid-template-columns:1fr;gap:7px}.portal-footer-grid{grid-template-columns:1fr}.portal-main{padding-top:25px}.portal-need{padding:18px}}